Privacy policy

Smart Debt Manager
Last Updated: May 2026
Smart Debt Manager respects your privacy. This application is designed to work completely offline and does not collect, store, or share any personal information from users.
1. Information Collection
Smart Debt Manager does NOT collect any personal or sensitive user data.
The application:
Does not require user registration
Does not collect names, emails, or passwords
Does not track user activity
Does not access device location
Does not use analytics or advertising services
2. Local Data Storage
All data entered into the application is stored locally on the user’s device only.
This may include:
Debts and payment records
Income and expense transactions
Customer information entered manually by the user
Financial reports and statistics
No data is transmitted to external servers.
3. Internet Usage
The application works fully offline and does not require an internet connection.
4. Permissions
Smart Debt Manager does not request unnecessary device permissions.
5. Data Sharing
We do not sell, share, rent, or transfer any user data to third parties.
6. Security
All application data remains stored locally on the user’s device. Users are responsible for protecting access to their devices and backups.
7. Children’s Privacy
This application is not intended for children under the age of 13.
8. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be reflected within this document.
9. Contact Us
If you have any questions regarding this Privacy Policy, you may contact us at:
Email: support@smartdebtmanager.com

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